🏠 Housing
Stepping Stone Housing Loan
📅 Deadline:상시
🔥 Community mentions:820
Policy Overview
The Stepping Stone Loan is a representative housing purchase fund loan provided by the Housing and Urban Fund for homeless household heads, offering significantly lower interest rates than commercial banks.
Loan Conditions and Limits
- Target: Homeless household heads with combined couple annual income of 60M KRW or less (85M KRW for newlyweds, etc.).
- Target Housing: Houses with an area of 85㎡ or less and a valuation of 500M KRW or less (600M KRW for newlyweds).
- Loan Limit: Up to 250M KRW for general, 400M KRW for newlyweds.
How to Apply
You can apply online through the Housing and Urban Fund e-Deundeun website or visit a branch of a trustee bank.
👤 Eligibility
Homeless household heads with a combined annual income of 60-85 million KRW or less (when purchasing a house worth 500-600 million KRW or less)
📝 How to Apply
Apply for pre-screening on the e-Deundeun website or visit a trustee bank